By using or accessing Promfin Estate website, you accept and agree to be bound by these Terms. Your use of Promfin Estate website is governed by the version of the Terms in effect on the date Promfin Estate website is accessed by you. Promfin Estate may modify these Terms at any time and without prior notice. You should review the most current version of this document by visiting www.promfin-holding.com/estate.html and clicking on the Terms of Use hyperlink. These Terms are in addition to any other agreements between you and Promfin Estate, including any customer or account agreements, and any other agreements that govern your use of products, services, content, tools, and information available on Promfin Estate website.

USE OF THE PROMFIN ESTATE WEBSITE.

Promfin Estate website is intended only for your personal, non-commercial use, unless you and Promfin Investment Holding have agreed otherwise in writing.

INSTITUTIONAL INVESTOR

For purposes of Promfin Estate website, the term “Institutional Investor” includes but is not limited to sophisticated non-retail investors such as registered investment companies, investment advisers, plan sponsors, endowments, foundations, governmental entities, and high net worth natural persons. Certain products and investment services may only be offered to Institutional Investors which are also accredited investors and/or qualified purchasers as those terms are currently defined by the EU securities laws.

INFORMATION FOR NON-EU INVESTORS.

Promfin Estate website is intended to be made available only to current and prospective INSTITUTIONAL INVESTORS residing in the European Union. Nothing on Promfin Estate website shall be considered a solicitation to buy or an offer to sell a security, or any other product or service, to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful under the laws of such jurisdiction.

NO INVESTMENT RECOMMENDATIONS OR PROFESSIONAL ADVICE; NO OFFER TO BUY OR SELL ANY SECURITIES.

Generally, Promfin Estate website is not intended to provide tax, legal, insurance or investment advice, and nothing on Promfin Estate website should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by Promfin Estate or any third party. Promfin Estate does not provide legal or tax advice and we encourage you to consult your own lawyer, accountant or other advisor before making an investment.

COPYRIGHT POLICY, LINKING POLICY AND TRADEMARKS.

Promfin Estate website is protected by applicable copyright laws. Accordingly, you may not copy, distribute, modify, post or frame-in Promfin Estate website, including any text, graphics, video, audio, software code, user interface design or logos.

Unless you and Promfin Estate have agreed otherwise, links from another website to Promfin Estate website must resolve to the homepage of a Promfin Estate domain (e.g., www.promfin-holding.com/estate.html).

In order to avoid confusion if you do link from another website to Promfin Estate homepage, your website, and the link itself, may not suggest that Promfin Estate endorses, sponsors or is affiliated with any non- Promfin Estate website, entity, service or product, and may not make use of any Promfin Estate trademarks or service marks other than those contained within the text of the link.

All trademarks and service marks on Promfin Estate website belong to Promfin Estate or an affiliate, except third-party trademarks and service marks, which are the property of their respective owners.

THIRD PARTY CONTENT AND SITES.

Promfin Estate website includes general news and information, commentary, research reports and data concerning the commercial real estate financial markets and other subjects. Some of that content is supplied by companies that are not affiliated with Promfin Estate (“Third Party Content”). Most Third Party Content is available through framed areas or through hyperlinks to third party websites, and its source is clearly and prominently identified.

Although Third Party Content may be framed-in on Promfin Estate website or available through a link to a third-party site, Promfin Estate does not prepare, edit, or endorse Third Party Content. Promfin Estate therefore does not guarantee its accuracy, timeliness, completeness or usefulness, and is not responsible or liable for any content, advertising, products, or other materials on or available from third party sites. You will use Third Party Content only at your own risk.

TIMELINESS OF CONTENT.

All content on the website is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons. In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.

PROHIBITED USES.

Because all servers have limited capacity and are used by many people, do not use Promfin Estate website in any manner that could damage or overburden any of Promfin Estate or its affiliates’ server, or any network connected to any of Promfin Estate or its affiliates’ server. Do not use Promfin Estate website in any manner that would interfere with any other party’s use of Promfin Estate website.

MEANS OF ACCESS.

Promfin Estate website is generally intended to be viewed by a conventional web browser with a screen resolution of 800 by 600 pixels or greater. Although you may use other means to access Promfin Estate website, be aware that Promfin Estate website may not appear accurately through other access methods, and you use them only at your own risk.

You should not access Promfin Estate website through devices or services that are designed to provide high-speed, automated, repeated access, unless such devices are approved or made available by Promfin Estate.

Certain parts of Promfin Estate website are protected by passwords or require a login. You may not obtain or attempt to obtain unauthorized access to such parts of Promfin Estate website, or to any other protected materials or information, through any means not intentionally made available by Promfin Estate for your specific use.

PASSWORD SECURITY AND NOTIFICATION.

If you have a Personal Identification Number (PIN) for access to non-public areas of Promfin Estate website, you are solely responsible for all activities that occur in connection with your PIN. Accordingly, you should take steps to protect the confidentiality of your PIN. Notify Promfin Estate immediately if you become aware of any disclosure, loss, theft or unauthorized use of your PIN. 

DISCLAIMER OF WARRANTIES PROMFIN ESTATE DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES ABOUT PROMFIN ESTATE WEBSITE, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. PROMFIN ESTATE WEBSITE IS MADE AVAILABLE TO YOU “AS IS” AND “AS AVAILABLE” AND PROMFIN ESTATE DOES NOT WARRANT THAT ANY DEFECTS OR INACCURACIES WILL BE CORRECTED. PROMFIN ESTATE DOES NOT WARRANT THAT PROMFIN ESTATE WEBSITE WILL MEET YOUR NEEDS, OR THAT THEY WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE. PROMFIN ESTATE ALSO MAKES NO WARRANTY THAT THE RESULTS OBTAINED FROM THE USE OF PROMFIN ESTATE WEBSITE WILL BE ACCURATE OR RELIABLE, OR THAT THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH PROMFIN ESTATE WEBSITE WILL MEET YOUR EXPECTATIONS. THIS PROVISION MAY NOT APPLY TO PARTICIPANTS IN CERTAIN EMPLOYER-SPONSORED WORKPLACE SAVINGS PLANS. LIMITATION OF LIABILITY PROMFIN ESTATE WILL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY CONSEQUENTIAL, INCIDENTAL, SPECIAL OR INDIRECT DAMAGES (INCLUDING BUT NOT LIMITED TO LOST PROFITS, TRADING LOSSES OR DAMAGES THAT RESULT FROM USE OR LOSS OF USE OF PROMFIN ESTATE WEBSITE AND THIRD PARTY CONTENT, INCONVENIENCE OR DELAY). THIS IS TRUE EVEN IF PROMFIN ESTATE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES. PROMFIN ESTATE WILL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS RESULTING FROM A CAUSE OVER WHICH SUCH PROMFIN ESTATE DOES NOT HAVE DIRECT CONTROL. THIS INCLUDES FAILURE OF ELECTRONIC OR MECHANICAL EQUIPMENT OR COMMUNICATIONS LINES (INCLUDING TELEPHONE, CABLE AND INTERNET), UNAUTHORIZED ACCESS, VIRUSES, THEFT, OPERATOR ERRORS, SEVERE OR EXTRAORDINARY WEATHER (INCLUDING FLOOD, EARTHQUAKE, OR OTHER ACT OF GOD), FIRE, WAR, INSURRECTION, TERRORIST ACT, RIOT, LABOR DISPUTE AND OTHER LABOR PROBLEMS, ACCIDENT, EMERGENCY OR ACTION OF GOVERNMENT. IF YOU LIVE IN A STATE THAT DOES NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, OR IF YOU ACCESS PROMFIN ESTATE WEBSITE SOLELY THROUGH AN ARRANGEMENT WITH YOUR EMPLOYER OR PLAN SPONSOR, SOME OR ALL OF THESE LIMITATIONS AND EXCLUSIONS MAY NOT APPLY TO YOU.

INDEMNIFICATION

As a condition of your use of Promfin Estate website, you agree to indemnify and hold Promfin Estate and its third party providers harmless from and against any and all claims, losses, liability, costs and expenses (including but not limited to attorneys’ fees) arising from your use of Promfin Estate website, or from your violation of these Terms. This provision may not apply to participants in certain employer-sponsored workplace savings plans.

CHANGES TO PROMFIN ESTATE WEBSITE

Unless otherwise agreed, Promfin Estate may discontinue or modify Promfin Estate website at any time without prior notice to you, and you accept those modifications if you continue to use Promfin Estate website.

TERMINATION

Promfin Estate may terminate your access to Promfin Estate website for any reason, without prior notice.

GOVERNING LAW

Unless otherwise agreed, these Terms and their enforcement are governed by the EU laws, without regard to conflicts of law, and shall inure to the benefit of Promfin Estate’s successors and assigns, whether by merger, consolidation, or otherwise. This provision may not apply to participants in certain employer-sponsored workplace savings plans.

SEVERABILITY

If a court of competent jurisdiction deems any provision unenforceable, that provision will be enforced to the maximum extent permissible, and the remaining provisions will remain in full force and effect.